Roadblock tools
Car loan calculator
Estimate your monthly car finance payment in the UAE.
Monthly payment
AED —
- Loan amount
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- Total interest
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- Total payable
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UAE banks usually quote flat rates. UAE Central Bank rules generally require at least 20% down on a first car loan.
Figures are estimates for guidance only and are not a quote. Actual prices, finance rates, insurance and running costs vary by dealer, bank, insurer and your circumstances.
How car loans work in the UAE
Most UAE banks quote a flat interest rate, charged on the original loan amount for the whole term. That makes the effective (reducing balance) rate roughly double the flat rate, so always compare like with like.
Tips for a better deal
- A bigger down payment cuts both the monthly payment and total interest.
- Ask dealers about 0% or subsidised finance offers on new models.
- Check early settlement fees before you sign.